• University of Hawaii, Master of Business Administration, Accounting 1969
• University of Hawaii, Bachelor of Business Administration, Accounting 1967
• Certified Public Accountant, State of Hawaii, 1972

Experience

• Howard has over 40 years of public accounting experience.

Affiliations

• Member, American Institute of Certified Public Accountants
• Member, Hawaii Society of Certified Public Accountants
• Member, Hawaii Association of Public Accountants
• Member of the Board of Directors, Territorial Savings and Loan Association (1988 to current)
• Member of the Executive Committee, Board of Directors and Treasurer, Friends of Hawaii Charities (Tournament Host for the Sony Open in Hawaii, 1999 to current)
• Member of Waialae Country Club
• Member of the Executive Committee and Board of Directors of Ahahui Koa Anuenue